All correspondence relating to your application will be conducted between Partnership and your adviser enabling them to guide you every step of the way.
For IFA's - to get a quote please call 0845 108 7240.
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MAKING AN INITIAL ENQUIRY
- You should contact your adviser in the first instance who will gather the necessary details to be able to provide you with a Key Facts Illustration.
- If we can't offer you enhanced terms based on the information you've supplied, we'll tell you at this time.
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DECIDING TO GO AHEAD
- If you want to go ahead, please send us a completed application form.
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UNDERWRITING YOUR LOAN
- We instruct a qualified surveyor to value your house. We may ask your doctor for a GP’s report to confirm your answers to the medical questions. We pay for this report.
- If you are a smoker then we may arrange for a simple non-invasive test to be carried out by a nurse at your convenience. We pay for this test.
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FINAL OFFER OF LOAN
- If your application is successful, we will send you a mortgage offer.
- It may be higher, lower or the same as the amount shown in the illustration(s) depending on the professional valuation of your house.
- If you accept this mortgage offer, we will instruct our solicitor to work with your solicitor to complete the necessary legal work
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COMPLETION
- Once all the legal work has been completed, we will pay your loan amount (net of any fees), straight into your solicitor's client account, who'll then pay you.
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