When Malcolm Austin's mother, then aged 96, broke her hip and could not longer manage on her own, he knew the family would have to consider a care home.
She had been a resident in her new home for 3 weeks when he happened to read in the newspaper about Care Plans.
"It was only by chance that I read about these products in the newspaper. Fortunately, my mother had only just moved into the nursing home, so this was still an option we could explore."
He contacted a Financial Adviser who found a suitable Care Plan for his mother. Mr Austin says that a Care Plan has proved partiularly beneficial for his mother
"If we were simply relying on the capital from the house to pay her care fees, the money would have run out already."
The benefit to his mother is that she knows she is secure in the care home that she lives in for the rest of her life. She has peace of mind – and so does the rest of her family.
Since his mother’s experience, Malcolm has arranged Partnership Immediate Care Plans for two of his mother’s cousins who have also both moved into care homes.