Capital Protection Plus

A separate whole of life policy issued with the Immediate Care Plan that can help with estate planning. It guarantees the return of up to 100% of your premium as a lump sum to your estate or beneficiaries when you die, regardless of when this happens.

Capital Protection Plus can only be taken out in conjunction with an Immediate Care Plan and cannot be a standalone policy.

Suitable if you:

• are concerned that you may die in the early stages of an Immediate Care Plan
• are considering estate planning
• want to protect a capital sum
• need immediate care from a registered provider, either at home or residential, on an indefinite basis