Family Income Benefit

This is a fixed term assurance policy that allows you to make provisions for your family in the event of your death. If you die during the policy term, your family will receive a regular, tax-free income until the policy’s expiry date. Alternatively, they can elect to take the sum assured as a single, commuted lump sum.

Terminal Illness option

The policy has a Terminal Illness option which, if selected, will pay out the total sum assured if you are diagnosed with a terminal illness and there are more than 18 months remaining until the policy expires. Once a payment has been made under this option, the policy ceases.

Suitable if you:

• have a young family and want to provide cover in the event of your death
• only require cover for a fixed term of an associated repayment mortgage