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Purchased life annuity

Purchased life annuities

A Purchased Life Annuity aims to provide you with a guaranteed income for life and the option for you to increase your income annually to reflect inflation rates. The funds to purchase this annuity must come from a private source, which can include your Pension Commencement Lump Sum.

Purchased Life Annuities help to supplement your standard pension and, because of the favourable tax treatment* they receive, enable you to maximise your income in retirement.

Purchased life annuities are suitable if:

  • You have built up a private fund and want to receive a guaranteed income for the remainder of your life
  • You want to maximise your pension income through a tax efficient annuity
  • Your health and lifestyle may lead to a reduced life expectancy
  Find an adviserGet an annuity quote


 

 

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